Each of the products listed below has in some way played a part in strengthening my financial life. Over time I will try to share more of what I have learned about personal finance and the tools I use. But for now check out these products and, if they are a good fit for you, use the referral links to sign up.
Wealthfront
My investment strategy is very simple – low cost index funds invested for the longterm. You can do this yourself with a traditional discount brokerage (see below) and I recommend doing so if you have the time and ability. If not, Wealthfront is a solid alternative; they invest your money in a mix of ETFs (Exchange Traded Funds) based on your personalized risk tolerance. They use low cost index ETFs and charge a low 0.25% advisory fee. Weathfront offers some advantages over the do-it-yourself option, such as tax loss harvesting and automatic rebalancing. Do some research and check out some of the other options (e.g., Betterment and Acorns). But if you decide to give Wealthfront a try use the link below and get your first $5,000 managed for free.
M1 Finance
M1 Finance – $10 for you, $10 for me.
https://m1.finance/Ws4mYPn22HAG
E-Trade
E-Trade is the discount brokerage I use for most of my non-retirement investments. Honestly I’m not sure how I ended up with E-Trade, probably started with some promotion and included a merger or two. But I have no complaints and they meet my investing needs. You should definitely research the other options (e.g., Vanguard and Fidelity) as well. If you decide E-Trade is the best fit for you, use the referral link below and get a little bonus when you fund your account.
https://refer.etrade.net/jesse_cornely
YouTube TV
If you’ve been considering cutting the cord, check out YouTube TV. You can get $15 off when you use this link.
https://tv.youtube.com/referral/r24k9fu66cfpul
Policy Genius
If you haven’t shopped your home or auto insurance in a few years, you can probably save some money. I used Policy Genius a few years ago and literally cut my auto insurance in half. It’s easy to get several free quotes and the process to switch was painless. Definitely worth checking out. They also do life and disability insurance.
https://share.policygenius.com/jesse_cornely
Arcadia Power – Community Solar
Arcadia Power works with your existing electric company to utilize wind and solar and reduce your energy bill. Creating an account and linking to your existing electric company is quick and easy. So far, I’m only saving $3 or $4 a month, but it is zero cost and zero hassle. Use the link below to check it out and we’ll both get $10.
https://arcadia.com/referral/?promo=jesse1663
Athletic Greens
Get a one year supply of Vitamin D3+K2 & 5 free travel packs when you use the link below to start your monthly subscription.
Capital One 360
This is a solid online bank. I’ve using it for my checking account for years. I also use their online savings account for my emergency fund. If you’re looking for a checking account use the link below and we’ll both get $50.
***Credit Card Disclaimer***
If you do not pay off your credit cards in full each month, do not use the links below. Credit cards can be a great tool if used properly. But only if you pay them in full each month. If you use credit cards responsibly, these cards could be a good fit.
Hilton Honors Gold AMEX Card
Pretty good welcome bonus – earn 100,000 points when you spend $1000 in the first 3 months.
https://americanexpress.com/en-us/referral/JESSECNve7?xl=cp15&mpt=v0
Delta Skymiles AMEX Card
If you fly Delta, or their SkyMiles partners, this could be a good card for you. Welcome bonus – earn 40,000 miles when you spend $1000 in the first 3 months. And up to $50 in statement credits for restaurant purchases.
http://refer.amex.us/JESSECCPCv?XLINK=MYCP
Discover Card
This was my first credit card and I’ve been a member for nearly 25 years. The rotating 5% cash back categories are great. I usually use the cash back for discounted gift cards, which adds to the value. There is no annual fee and you can get a $50 statement credit with your first purchase if you use the link below.